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  • EghtesadOnline: Bank Sepah was in the lead with $361 million to an estimated 630,000 applicants, accounting for 21% of the total. Mehr Iran Qarz Al-Hasanah Bank ranked next with $263m to 430,000 applicants, followed by Tejarat Bank with $202m to 141,000 people in need.

  • EghtesadOnline: The banking system must spend the lion’s share of its resources on granting long-term loans to large enterprises, because of which small- and medium-sized enterprises (SMEs), as well as households, have fewer opportunities to take out small loans.

  • EghtesadOnline: Since the beginning of the calendar year last March banks gave 1,650 trillion rials ($3.14 billion) loans to 1.889 million low-income applicants largely for youth marriage, childbirth and to those wanting to rent a home.

  • EghtesadOnline: Collateral-free loans are given to salaried workers and retirees struggling with the worsening cost of living crisis and galloping inflation – a troubling phenomenon now seen across continents including in the rich countries.

  • EghtesadOnline: The new CBI boss Mohammad Reza Farzin has urged parliament to take banks' shrinking resources into account before deciding the lending largesse.

  • EghtesadOnline: According to ministry data, Bank Sepah was the leading provider of such loans with 138.4 trillion rials ($392 million) to an estimated 477,000 applicants, accounting for 21% of the total Collateral-Free Loans Reach $1.26 BillionCollateral-Free Loans Reach $1.26 Billion.

  • EghtesdaOnline:To help encourage early marriage, lenders are required to grant 1.5 billion rials per partner if the bride is below 23 years and the groom under 25.

  • EghtesadOnline: Since the beginning of the calendar year in late March banks and credit institutions gave 1,080 trillion rials ($3.22 billion) loans to low-income people , namely to bolster youth marriage and childbirth and support citizens wanting to rent a home.

  • EghtesadOnline: Banks and credit institutions gave 236 trillion rials ($747.5 million) in collateral-free loans after the government announced the new lending program in January.

  • EghtesadOnline: The CBI recently obliged banks to regularly publish the names of big defaulters in the hope that it could help recover the billions in bad debt that have almost devastated the banking sector’s lending ability and capacity, hurling some towards insolvency